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Old 03-04-2021, 01:53 PM   #1
Tikimonster88
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I’m waiting on my 2021 sti to arrive. Should be here by April 5th and I’m super excited. I’d like to hear people’s thoughts on warranties. I had a 6yr on my forester. Since I have three years left on the warranty it will switch over to the sti. I will have the option to add more time to it.

I’ve heard that warranties are scams but I don’t know. I’m going to be reading up more this time before April but I’d love some veteran knowledge.
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Old 03-04-2021, 02:00 PM   #2
Grocery_GetterWRX
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IMO : Warranties are GOLD, as long as it is utilized correctly by all parties.

I think a lot of Warranty related issues are derived from the Dealerships that said vehicle was purchased at not honoring, or owning up to issues (dealing with this second hand right now). Not to mention modded cars, catastrophically failing, switching back to stock, trying a warranty claim, and then bad mouthing said warranty after being denied.
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Old 03-04-2021, 02:12 PM   #3
rtv900
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Quote:
Originally Posted by Tikimonster88 View Post
I’ve heard that warranties are scams but I don’t know.
^you got it right here

plus, what good is "switching it over for 3 years" going to do?
Buying a new car already comes with a 3 or maybe even 5 year warranty.

Don't buy an extra warranty

(did you get anything out of the forester one btw? Or was it wasted?)
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Old 03-04-2021, 03:31 PM   #4
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Quote:
Originally Posted by rtv900 View Post
^you got it right here

plus, what good is "switching it over for 3 years" going to do?
Buying a new car already comes with a 3 or maybe even 5 year warranty.

Don't buy an extra warranty

(did you get anything out of the forester one btw? Or was it wasted?)
Not true at all. Plenty of good aftermartket warranties out there. I've seen you post this many times. We deal with them every day at our dealership. There are plenty of bad warranties too. But either way your advice is horrible as usual.


To the original poster, what company is your warranty through?
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Old 03-04-2021, 07:02 PM   #5
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*sigh*
Let's keep the personal stuff and politics out of here please, OT and PP await you if that's where you want to take things.
Civil discussion of the topic or lock and points-
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Old 03-04-2021, 10:02 PM   #6
cbk57
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One time a warranty saved me, I had a Honda Insight, a lot of them had bad top ends, mine was one of them, Honda put a whole new head in my car under warranty.
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Old 03-05-2021, 07:16 AM   #7
rtv900
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Quote:
Originally Posted by Supraru View Post
I've seen you post this many times. We deal with them every day at our dealership.
Drat, I guess I missed your reply, I'm sure it was a gem.

Anyway, you "see" every day at your dealership the 10% of warranty holders that even attempt to use a warranty, and maybe 30-50% of THAT group is successful, and probably 10% of THAT group ever redeems more than they paid in.
You are NOT seeing the 90% of warranty holders that never even walk in the door because they have zero issues.
So you erroneously believe that half of warranty holders are getting something out of warranties, when it is really more like 3-5% get something, and 1% get equal or more than they paid.

These statistics are well documented and based on facts, math and science, period.
So my advice is sound and rational.

OP, put $2500 in a shoe box if you are worried and I guarantee after 3 years you will most likely have $2500 in a shoe box, but certainly something.
Buy the warranty and one day later you've lost $2500
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Old 03-05-2021, 07:40 AM   #8
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Quote:
Originally Posted by Supraru View Post
Not true at all. Plenty of good aftermartket warranties out there. I've seen you post this many times. We deal with them every day at our dealership. There are plenty of bad warranties too. But either way your advice is horrible as usual.


To the original poster, what company is your warranty through?
Ok. Look at the 10 leading aftermarket warranty companies 10 years ago. Which is the best one today?

It's a trick question. None of them are still in business. That's their business plan. Sell and pay out for a short time, then go our of business and start up under a new name as a new business.

A manufacturers sanctioned warranty is the only way to go. Even those are negotiable. We have a dealer in my state who used to be the absolute cheapest in the country for these. Well, they still are. But SOA has told them that they can only sell warranties to owners in my state. But do your own ground work. Contact all the dealers in your state and ask for a matrix of coverage and costs.
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Old 03-05-2021, 10:10 AM   #9
pronkie1
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I bought the extended warranty thru SOA on my new 2016 Legacy because I drove close to 25k miles a year....It saved me once when I took it for oil change and the dealer notice the cam sprockets were making excessive noise...So they replaced them no charge because of the warranty...Now I'm retired and the warranty expires in June so I'm getting into a WRX with a CVT...Should be here end of April...Since I only drive local now I will not purchased a extended warranty because basic warranty will be fine for me...Last year drove only 9k miles.....
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Old 03-05-2021, 10:31 AM   #10
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Quote:
Originally Posted by Jack View Post
A manufacturers sanctioned warranty is the only way to go.
This is the only extended warranty that I would buy or recommend to buy. I dont know what term to use here but make sure it states in the warranty what it wont cover vs what they will cover. Usually the first one (the one that states what it wont cover) will be "easier" to use vs the one that tells you what it will cover. Or so I have been told. Lets hope I am retelling it correctly.

IF my dealer will sell me one on my WRX in a year or two I plan to buy one for it. I dont plan to mod the engine and TBH the engine and drive train and/or various electronic things are my main concerns with any car.
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Old 03-05-2021, 10:43 AM   #11
rtv900
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Quote:
Originally Posted by pronkie1 View Post
I bought the extended warranty thru SOA on my new 2016 Legacy because I drove close to 25k miles a year....It saved me once
If it was a 2016 why did you need an extended warranty to cover that?

when did this happen?

(I also drive 25k/year. Just turned 125,000 on my 16 STI. Not a single issue thus far)
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Old 03-05-2021, 10:44 AM   #12
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Quote:
Originally Posted by rtv900 View Post
If it was a 2016 why did you need an extended warranty to cover that?

when did this happen?

(I also drive 25k/year. Just turned 125,000 on my 16 STI. Not a single issue thus far)
Doesnt powertrain only cover 3yr/36k miles? He'd be outside that in a quickness.

I have such terrible luck with cars that I try to keep a warranty of some kind on them.
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Old 03-05-2021, 11:13 AM   #13
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Quote:
Originally Posted by Blindeye_03 View Post
Doesnt powertrain only cover 3yr/36k miles? He'd be outside that in a quickness.

I have such terrible luck with cars that I try to keep a warranty of some kind on them.
Powertrain warranty is 5 years or 60k whichever comes first according to my paperwork
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Old 03-05-2021, 12:03 PM   #14
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Factory warranty will give you plenty of time to save up for emergency repairs once it expires.
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Old 03-05-2021, 01:39 PM   #15
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It certainly is not a scam. It's a thought each individual customer should consider. Not everyone can put aside X amount of money. Paying cash for the car?......I can see why someone wouldn't get one. I used to be a payment buyer by necessity. It would've hurt me for something to fail and had to fork out a thousand or two dollars for a repair. That minimal amount added to my payment was much easier for my piece of mind. Next go around I can probably pay cash.....I just like seeing that $$$ in my accounts. I'm not soo frugal/mental to worry about the end numbers. I have purchased 4 extended warranties soo far and used it 3 times. 2 of those times, yes, were pretty minor. The third paid for roughly 75% of what I paid for all 4. It is an individual, piece of mind, decision. YOU don't want one? Fine. Don't try telling someone else they are wrong for doing so.



Sounds to me someone is sour cause they have a bad dealership.
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Old 03-05-2021, 01:48 PM   #16
Supraru
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Quote:
Originally Posted by rtv900 View Post
Drat, I guess I missed your reply, I'm sure it was a gem.

Anyway, you "see" every day at your dealership the 10% of warranty holders that even attempt to use a warranty, and maybe 30-50% of THAT group is successful, and probably 10% of THAT group ever redeems more than they paid in.
You are NOT seeing the 90% of warranty holders that never even walk in the door because they have zero issues.
So you erroneously believe that half of warranty holders are getting something out of warranties, when it is really more like 3-5% get something, and 1% get equal or more than they paid.

These statistics are well documented and based on facts, math and science, period.
So my advice is sound and rational.

OP, put $2500 in a shoe box if you are worried and I guarantee after 3 years you will most likely have $2500 in a shoe box, but certainly something.
Buy the warranty and one day later you've lost $2500
It wasn't much of a reply because your knowledge on the subject is next to zero. There is a difference between good companies and bad companies. Also they own a subaru and eventually there will be issues. Most models now are getting an engine reseal, headgaskets, and or cvt trans replacement. Your $2500 you saved isn't going to cover a cvt trans. You're then going to say "But I bought an STI". The majority of subaru owners don't own wrx's and sti's. But again you deal with warranties every day so you know what you're talking about.
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Old 03-05-2021, 02:06 PM   #17
Supraru
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Quote:
Originally Posted by Jack View Post
Ok. Look at the 10 leading aftermarket warranty companies 10 years ago. Which is the best one today?

It's a trick question. None of them are still in business. That's their business plan. Sell and pay out for a short time, then go our of business and start up under a new name as a new business.

A manufacturers sanctioned warranty is the only way to go. Even those are negotiable. We have a dealer in my state who used to be the absolute cheapest in the country for these. Well, they still are. But SOA has told them that they can only sell warranties to owners in my state. But do your own ground work. Contact all the dealers in your state and ask for a matrix of coverage and costs.
Our dealership has sold SAS extended warranties (factory), EFG, and Fidelity for as long as I can remember. Both have zero issues getting things covered. Yes I agree, do your own research if you aren't familiar. Even before I was in the industry I had an 80k SAS gold warranty on my 99' Rs, at 79,xxx miles I got a brand new engine no questions asked due to massive oil consumption. Like I said, I see things like this every day.
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Old 03-05-2021, 02:17 PM   #18
rtv900
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Quote:
Originally Posted by Supraru View Post
But again you deal with warranties every day so you know what you're talking about.
No I deal with math, facts and logic every day though, and those are the 3 main factors that warranties are based on.
It's called a bathtub curve, or infant mortality curve and it is what all manufacturers use to design their profit machines for warranties.

So again, since you seem to believe you have all the knowledge and I have none, exactly what percentage of extended warranty owners are you dealing with every day?
And what percentage actually get something out of it that the factory warranty wouldn't have covered?

All you keep saying is, "$2500 won't pay for a cvt"
yeah we get it, nobody said it will. It won't pay for an engine either. But the likelihood either one will fail outside of the manufacturers warranty is a tiny percentage.

I hear you continually making the argument that I don't know anything, but you aren't actually making a fact based argument yourself, you are just saying what massive failures can cost and saying I'm stupid.
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Old 03-05-2021, 02:17 PM   #19
lefty o
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extra/extended warranties depend on what company, and exactly what warranty. aside from that, it boils down to years/miles. if you buy most warranties, they are more based on mileage than years, so if you dont drive a lot of miles, but have the car a long time it may not be worth it. if you crank on the miles, it could be very worth it. its all a gamble.
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Old 03-05-2021, 03:57 PM   #20
Supraru
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Quote:
Originally Posted by rtv900 View Post
No I deal with math, facts and logic every day though, and those are the 3 main factors that warranties are based on.
It's called a bathtub curve, or infant mortality curve and it is what all manufacturers use to design their profit machines for warranties.

So again, since you seem to believe you have all the knowledge and I have none, exactly what percentage of extended warranty owners are you dealing with every day?
And what percentage actually get something out of it that the factory warranty wouldn't have covered?

All you keep saying is, "$2500 won't pay for a cvt"
yeah we get it, nobody said it will. It won't pay for an engine either. But the likelihood either one will fail outside of the manufacturers warranty is a tiny percentage.

I hear you continually making the argument that I don't know anything, but you aren't actually making a fact based argument yourself, you are just saying what massive failures can cost and saying I'm stupid.
Ahh again the ignorant. Keep saying $2500 won't cover a cvt? I said it once. Good try though.

Tiny percentage? You do realize most cars have engine/transmission failures outside of warranty right? What world do you live in? Subaru's alone have had major issues with cvt's.

My fact is I see it every day. You claim Subaru's are bullet proof because your one car hasn't had any issues. You have no clue about Subaru's issues. I see it every day, therefore I have more real world knowledge of the subject.
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Old 03-05-2021, 05:30 PM   #21
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Quote:
Originally Posted by Tikimonster88 View Post
I’m waiting on my 2021 sti to arrive. Should be here by April 5th and I’m super excited. I’d like to hear people’s thoughts on warranties. I had a 6yr on my forester. Since I have three years left on the warranty it will switch over to the sti. I will have the option to add more time to it.

I’ve heard that warranties are scams but I don’t know. I’m going to be reading up more this time before April but I’d love some veteran knowledge.
From what I gather, the warranty is negotiable (I wish I knew that before I bought my car).
The warranty has served me well thus far.
I had a clutch problem not too long after buying it and they covered it under warranty.
Cruise control malfunction... Covered.
I say it's worth it.
Obviously some folks will have different opinions though.
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Old 03-05-2021, 05:53 PM   #22
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For me I never buy extended warranties.
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Old 03-05-2021, 06:38 PM   #23
pronkie1
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Quote:
Originally Posted by rtv900 View Post
If it was a 2016 why did you need an extended warranty to cover that?

when did this happen?

(I also drive 25k/year. Just turned 125,000 on my 16 STI. Not a single issue thus far)

I checked my records and this happened in October of 2018 and the Legacy had 58881 miles on it...So yes it was still covered by the original drivetrain warranty....I bought the extended warranty as a piece of mind for five years/100k miles and this being my first Subaru I've ever owned...Coming up on five years ending this June and have 91,500 miles on it...Last year Subaru covered buffing out the headlights as they were clouding up...Just want a new car with a little more power now that I'm not commuting any more...
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Old 03-07-2021, 09:32 PM   #24
stiopenup
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The best time to negotiate that is when you're buying the vehicle.

If you don't plan on keeping it for more than 5 years or if you'll be well under the covered mileage in that time, then don't bother.
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Old 03-07-2021, 10:41 PM   #25
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if subaru can prove or claim you abused it anyways that warranty is useless... Seen it happen many times to many of my friends... Why make a sports/street rally car if you can't have at least a little fun
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