Vehicle suggestions for shikataganai (CN: Bought a ****in' Pacifica)

[shiplemw]

Shik could get a second career shopping EV deals for people.

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[shikataganai]

they only apply to us lucky CO people, though. and the gravy train is running out as they sunset.

this calendar/tax year for 10,001+ lb GVWR EVs is the oddball sweetspot for now.

[shikataganai]

a few vehicle-related things of note:

1) got the service on the Denver house upgraded to 200A on Monday. only cost $1k ultimately as all that was needed was a (live!) swap of the 150A main breaker for a 200A one.

incoming service was already good for 200A from the underground main and the house already had 4/0 to the basement subpanel and a 2 ga aluminum ground to the water line (so these both already 200A-ready). my builder must have had all of the houses done up this way as there was a heat pump option from the factory, as it were, that probably would have bumped that up.

2) at 200A I should be able to run both EVSEs simultaneously. one is downrated to 32A because the 2015 original circuit only has 8 ga copper, and I'll downrate the other one to 24 or 32A to be extra safe to boot.

3) 200A is also ideally placed for a possible future bidirectional EVSE. note that the only one (soon to be) available besides CHAdeMO science projects is the Quasar 2 for the EV9. as the protocols should be open it should work with the ID.Buzz in the future. maybe? who knows.

anyway, 200A is good: it'll dynamically adjust its own power output based off of the other-parts-of-house usage (so it's fine down to a 100A panel!) and it can do whole house backup for up to a 200A panel.

more specifics here, including that Denver's $2k bidirectional EVSE rebate is still live even as the heat pump ones have run out of money for the year:

https://www.threads.net/@toshi.clark/post/DHYxlxfxig1

4) awaiting a pdf lease quote from my Castle Rock Chevy contact for my ****s and giggles Silverado EV lark. they have a legit $7,200 dealer discount, none of this "oh, it's the Fed credit implied, not real" garbage.

[Mr.Sparkle]

wrong thread

[shikataganai]

latest brainstorm re SilvErado EV lease nonsense:

1) log mileage for business use for it (like trips to the house to check on work or deliver items)

2) claim a Fed credit for it prorated appropriately under section 45W

https://www.irs.gov/newsroom/topic-g...vehicle-credit

my tax basis in it would be [business use %] x actual cost basis x 30%, capped at $7,500. so if I kept business use at least 1/3 or so then it'd max that. or I could just figure the incremental cost and not deal with the cost basis aspect. TurboTax even has a nice option for sole proprietors to file this:

https://ttlc.intuit.com/community/ta...ess/00/3293210

either way since I've been filing for my rental house business for multiple years now including the meager home office provisions etc. then this would fly. even before the IRS gets gutted even more by DOGE-bros.

[aschen]

Where is Elon when you need him on these fed incentives

Any analysis done that doesn't conclude keeping a hybrid toyota for 1.5 decades + Purchase a 911, has the wrong boundary conditions

[shikataganai]

Originally Posted by shikataganai

awaiting a pdf lease quote from my Castle Rock Chevy contact for my ****s and giggles Silverado EV lark. they have a legit $7,200 dealer discount, none of this "oh, it's the Fed credit implied, not real" garbage.

they sold that one. and ultimately that's fine… as it turns out that SilvErado EVs in LT and WT trim alike have a GVWR set artificially at 9,990 lb. (so they're not eligible for the $12k from CO as that requires 10,001 lb or higher GVWR.)

an example door jamb sticker from one I saw this morning:



the RST with its stupid 24" wheels and all does have a 10,500 lb GVWR per its sticker but at its sky high price I doubt it would lease well enough to make this make sense.

[shikataganai]

Postscript:

there remain 3 possible routes forward with my CO medium duty credit scheming:

1) GM SiErra EV Denali

2) Chevrolet SilvErado RST

3) the as of yet still vaporware SilvErado WT trim that's to have 20,000 lb towing. this matters because that implies a 2,000 lb payload. and thus GM's hand would be forced into rating it with a ~10,500 lb GVWR as much as they apparently hate doing so.

Per C&D: "Chevrolet has said that a model with a 20,000-pound towing capacity will eventually join the lineup."

in the meantime I'm idly checking lease terms on options 1 and 2 above, said terms to be applied against an example such as this one from AutoNation locally that has a $4,290 dealer discount against it.

(the morbidly curious reader would wonder why I don't throw the Hummer and the Escalade IQ in the mix. and that's because the former is hideous and the latter has very poor lease terms.)

[shiplemw]

A half ton pickup with a 20k lb towing capacity?

The "best" Ford f150 right now is 13.5k and that is a fringe case. That would fully push a half ton into the 3/4-1ton category and potentially rob sales of those vehicles. Should be interesting.

[shikataganai]

Originally Posted by shikataganai

1) GM SiErra EV Denali

2) Chevrolet SilvErado RST

I'm idly checking lease terms on options 1 and 2 above, said terms to be applied against an example such as this one from AutoNation locally that has a $4,290 dealer discount against it.

got some numbers from the always-helpful Edmunds lease forums, 24/10 lease:

SiErra EV Denali, extended range: 0.00130 MF, 62% RV
same but max range: 0.00115 MF, 62% RV

SilvErado EV RST, either extended or max range: 0.00300 MF, 75% RV

those are not good numbers so just don't make a whit of sense. these are ~$850-950/mo 0 down tax included "deals" at those terms.

[shikataganai]

CO denied me the $5k credit claimed on my 2024 taxes, and I think I identified the problem. and it wasn't the Colorado peoples' fault but rather my dealership for this transaction, AutoNation Arapahoe Toyota.

when I signed the paperwork the finance manager insisted I sign the DR 0616 form to assign the state tax credit to them. I didn't want to, as the transaction didn't have the credit rolled into it, but he wanted it signed.



I noticed this and protested.



my (since departed from the dealership) sales guy checked with the finance manager, who insisted all would be well.



but they must have ****ed it up and filed that form with the state to accept assignment of the credit, thus causing the state to (rightly assuming my logic here is right) to deny me it when I claimed it in my tax return, for the dealer had already electronically claimed it.

more documentation. see the math on the lease agreement. cap cost reduction of $16,250. no signed over credit incorporated here, as that $16,250 was entirely lease subvention cash ("lease cash") from Toyota Financial Services.





the good news, as it were, is that Form DR 0616 states that the "motor vehicle dealer***8230; agrees to compensate ***8230; the lessee the full nominal value of the tax credit minus an administrative fee". (I note line 4 isn't actually defined on that form.)

note that the dealer has not compensated me for this full nominal value as of yet.



anyway, the long and short of it is that I think the dealer instead now owes me $5,350 for errantly submitting this form to the state. assuming this to be true this actually would make my $54.91/mo lease a $40.32 one, minus my time in fixing this, as my $54.91 math was based off of $5k even from the state at tax time, whereas a signed over credit is worth $5,000 + $600 additional credit when assigning it - $250 administrative fee.


Cliffs Notes: I am pretty sure the dealer incorrectly submitted the paperwork to assign my credit to them at lease time last year. and they didn't compensate me for that as they are obligated to.

[shikataganai]

update to the above: dealer told me to pound sand, spouting absolute the absolute bull**** claim that I _was_ compensated for signing over the CO credit via the TFS lease cash. (which is patently untrue as this was a national promotion, not documented in writing anywhere, and is contradicted by my email thread from my sales guy quoting the finance manager at the time.)

anyway, I shall play hardball with them and get the money.

[shikataganai]

in other news I went and test drove a 2025 Ioniq Limited today, and got some rather poor lease deal quotes after accounting for tax. between the driving experience and the huge jump when pre-tax promo numbers and post-tax numbers were calculated I won't be driving away in an Ioniq this year.

first, the numbers: 65% RV and 0.00182 MF for a 24/12. $16,350 in cap cost reduction including the CO signed over $3,850. but that's taxed.

thus we go from a ~$190 pre tax 0 extra down lease deal to a $296/mo one. and this is legitimately including the CO credit already. and after a $2.5k dealer discount. (legitimately included as opposed to my scammy dealer for the Busy Forks.)

yeah, nah. those are not compelling numbers and it's the 65% RV for the lease to blame.

and the driving experience:

I'd be happy with a light colored headliner with no glass roof in the SEL.

the HUD on the Limited was sad: faint and would get lighter yet when my head moved. my eyes are probably situated higher than its design spec due to my torso length.

it drove fine. still don't like HMG steering wheel cruise control logic. also lots of wasted space on the dashboard for no good reason, just like as on the EV9.

new for 2025 hard buttons on center console are a Good Thing(tm): seat heat/vent, steering wheel seat, parking cam, and parking assist (meh).

all in all it was an underwhelming experience. if this is the only alternative in my mind to buying out the Busy Forks then I'll buy it out.

[sixty3]

Originally Posted by shikataganai

update to the above: dealer told me to pound sand, spouting absolute the absolute bull**** claim that I _was_ compensated for signing over the CO credit via the TFS lease cash. (which is patently untrue as this was a national promotion, not documented in writing anywhere, and is contradicted by my email thread from my sales guy quoting the finance manager at the time.)

anyway, I shall play hardball with them and get the money.

Yeah, you gotta get that money.

I wonder how many other folks leased cars with them and have experienced the same….

[nepawrx]

So you signed the paper and then asked them to tear it up the next day? How is this not your own fault? Unless I'm reading your screenshot wrong, you literally did sign the credit over to the dealership.

[Kaiser]

Originally Posted by nepawrx

So you signed the paper and then asked them to tear it up the next day? How is this not your own fault? Unless I'm reading your screenshot wrong, you literally did sign the credit over to the dealership.

Tell 'em, Steve Dave!

[shikataganai]

Originally Posted by nepawrx

So you signed the paper and then asked them to tear it up the next day? How is this not your own fault? Unless I'm reading your screenshot wrong, you literally did sign the credit over to the dealership.

in retrospect I should have walked when they insisted I sign that form. doing so was my mistake for sure. but that also doesn't change the obligation on said form that the dealer that gets the credit assigned actually passes the value to me.

I chatted with an intake person for a local lawyer. if ultimately it takes me $5,350 in legal fees to recover $5,350 from the dealer I'll do it out of principle.

[shikataganai]

depending on the lawyer's pricing structure it might make more sense to either do BBB arbitration or small claims court. but this is versus the cost of my own time, too. something to consider.

[nepawrx]

You should never have signed the paper, but you did. You trusted a car salesman and dealer's finance manager, which you shouldn't have.

They claimed the money, legally, with your signature right on the form that you admit to signing. You screwed up. I personally would not have shared such a stupid mistake with anyone to avoid looking like a sucker.

As much as you gloat about how much money you have, I'm pretty sure a very large car dealership can afford way better lawyers than you.

[Kaiser]

Originally Posted by nepawrx

You should never have signed the paper, but you did. You trusted a car salesman and dealer's finance manager, which you shouldn't have.

They claimed the money, legally, with your signature right on the form that you admit to signing. You screwed up. I personally would not have shared such a stupid mistake with anyone to avoid looking like a sucker.

As much as you gloat about how much money you have, I'm pretty sure a very large car dealership can afford way better lawyers than you.

[Joe]

Originally Posted by shikataganai

in retrospect I should have walked when they insisted I sign that form. doing so was my mistake for sure. but that also doesn't change the obligation on said form that the dealer that gets the credit assigned actually passes the value to me.

I chatted with an intake person for a local lawyer. if ultimately it takes me $5,350 in legal fees to recover $5,350 from the dealer I'll do it out of principle.

Sounds like someone is about to turn a $5,350 mistake into a $10,700 mistake. Godspeed

[sixty3]

I don’t know, the dealer hasn’t accounted for this monies on the itemization……pretty poor form. I’m thinking the Toshi is gonna, one way or another, get at least part of this money returned to him.

[Matt A]

let's not forget about all the pain and suffering that you're going though

































and us as a result

[xenocide]

Originally Posted by sixty3

I don’t know, the dealer hasn’t accounted for this monies on the itemization……pretty poor form. I’m thinking the Toshi is gonna, one way or another, get at least part of this money returned to him.

Agreed, "Hey look this paperwork error is in our favor" isn't really the best legal defense from the Dealer.

[nepawrx]

Originally Posted by xenocide

Agreed, "Hey look this paperwork error is in our favor" isn't really the best legal defense from the Dealer.

So knowingly signing a legal document that explicitly states that the dealership gets the tax credit is a "paperwork error"? He even admits he knew what he was signing.