Ok, so centering isn't the problem as the rotor hits the pads and stops before the studs touch the rotor.
New pads appear identical in dimension to old.
I took everything off and put back on, same problem.
My only thought I have as of now is I adjusted my cable 2 months ago and back then i had my original parking brake pads.
I tightened the cable a fair amount under center storage bin.
Would the tightened cable with old pads cause the new pads to not be able to get small enough? Do I need to loosen the cable adjuster?